Wh A4 CREDIT UNION? Fulda Area Credit Union is open anyone o become a who lives, works, worships, or attends school in Nobles, Murray, Cottonwood or Jackson counties. Anyone who is a blood or adoptive relative or spouse of our members As a not-for-profit institution, your earnings are RETURNED TO YOU in the form of dividends, & earnings oothe free oa ow iee services CREDIT UNION VS BANK other free or low fee services NOT-FOR-PROFIT cooperative offers a full range of financial products and services to their member FOR-PROFIT corporation offers a full range of financial products and services EARNINGS ARE RETUNED TO MEMBERS through service like free ATMs, better rates, and lower fees EARNINGS Go TO OUTSIDE STOCKHOLDERS in the forms of dividends INSURED THROUGH NCUA up to $250,000 INSURED BY FDIC up to $250,000 Owners and members live and work inBANKS ARE GOVERNED their local community. CREDIT UNIONS ARE DEMOCRATICALLY GOVERNED and elections are based on a one member, one-vote philosophy BY PAID SHAREHOLDERS. Voting rights depend on the number of shares owned. Fulda Area Credit Union 212 10th St.Mountain Lake. 507-407-9840 Locations also in: Fulda, Worthington, Jackson & Windom Federally Insured by NCUA See member representative to learn how to become a memberl owner today! Rates terms and conditions are subject to change and may vary based on creditworthiness qualifications, membership and collateral conditions. All loans are subject to approval